 |
| They Want To Help |
Well, the boy on the phone said it was just an automatically issued replacement card and he showed our last payment as being in December of 2010. It was a bunch of bull and basically made me look like a liar, but I told Mister just to put it in his wallet and keep it away from me. It's something you would only want to use in a mighty hard pinch.
Then, about a week later, we get this letter from the company whose letterhead is featured above. They will be "protecting" us, without our asking, for a mere $1.99 per $100 of the card balance. Well, sure, at 26% interest on the card, why not just throw in another 2%? We are big spenders (card balance of 0). I think it all shows just how far credit card companies are willing to go to get your money. I like shopping at Beall's, but the thing with the card is pretty shady.
I think it's surprising that our very reputable bank is pushing hard for us to get a credit card. That's just a fool's adventure. Why would I pay a percentage more on bills and items when I can just pay them and be done, saving me loads of money? But my bank keeps sending all kinds of emails, wanting me to apply. It seems irresponsible in "this time of economic hardship", as the media puts it. Hey, things are going to hell in a hand-basket, so get yer credit card here! It's just senseless.*
Another rip-off we've encountered is on craigslist. Twice we've answered ads for vehicles, then we get an email explaining a complicated scenario about someone who's in the military and the vehicle is in Tucson or some such. It's very disappointing when you're looking for an affordable item and you have to deal with grifters.
The other day I kept getting a call that I thought was from a hotel I stayed in recently. I called them back and let them have it for how much I had to pay for their crappy hotel room and that I didn't owe them a red cent. The person I was talking to finally hung up when I used a word he didn't approve of. Then I Googled the number and found that the name of the agency is similar to the hotel, but was actually my student loan finance company. That one was on me, and I had a pretty good laugh about it.
* I don't really think things are going to Hades in a hand-basket, I'm just using status quo to make a point.
That is pretty funny Mrs. Schmidt. I have a 2007 single cab Chevrolet Colorado for sale; if y'all are interested, you can email me at mattdorsett1@gmail.com. I enjoy following your blog and twitter to keep up on the latest news from the Hobbs/Camp Springs area. Have a good day!
ReplyDeleteI've come to the conclusion that banks are for the most part evil. At least in the way they deal with us commoners. It's not really their fault. Our leaders have allowed them to get that way over the years. It's like their job to stick it to us and it's all perfectly legal. Banks were considered to be evil in past history because they created money out of thin air and loaned it to people for interest. Something for nothing because they really do not produce anything. They just recycle what we give them and inflate the price of it and loan it back to us. It's a vicious circle.
ReplyDeleteThanks, Matthew, maybe someone needing a Colorado will see this. We've actually got a crew cab Colorado and it's a darn good vehicle.
ReplyDeleteI almost fell for the Southwest Airlines credit card the other day, Ricky, but I knew if I read the details something would turn me off, like the $69 per year card fee.